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F-48 Reserved Private - Transaction Context Data

Description

This field contains data related to the transaction context, as required by ADVAM in order to qualify and process the transaction.

This is a TLV (Tag/Length/Value) encoded field, in LLLTLV format.

Attributes

v ..999

Format

LLLTLV

Subfield	Description	Tag	Attribute	Conditions
Transaction GUID	Unique identifier for the Transaction in TNS systems.	UID	ans 36	0110, 0210, 0230, 0310: 15 0220, 0420: 17 0200: 18
Terminal Local Timezone Offset	The offset from UTC, in format HHMM, of the terminal’s local timezone (such as +0930 or -0500). Note that this is a signed numeric field.	TZO	nS 4	0100, 0200, 0220, 0300, 0420: SM
Message Reason Code	Specifies the reason the message was processed as a Request (taken online), as an Advice (accepted offline), or as a specific category of Message Type . Based on ISO8583-2 Message Reason Code.	MRC	n 4	0100, 0200, 0220, 0300, 0420: SM
CVM Used	Cardholder Verification Method used by the terminal.	CVM	n 2	0100, 0200, 0300: SM 0220, 0420: 17
Merchant Choice Routing	Indicates if the transaction is to be routed (processed) through a network configured by the merchant or terminal, if supported.	MCR	n 1	0100, 0200, 0220, 0300, 0420: O
MCR Application Identifier	The Application Identifier (AID) of the network to process the transaction, if known. (Hexadecimal digits.)	AID	an ..32	0100, 0200, 0220, 0300, 0420: O
Equipment Transaction Reference	A reference for the transaction assigned or otherwise used by equipment interfacing with the terminal (such as a POS device, vending machine, etc), if any.	ETR	anps ..32	0100, 0200, 0220, 0300, 0420: O
Host Response Message	A free-form textual message providing additional context of the result of the transaction request. This message is provided by the Gateway or upstream host if available. Note: This information is for debugging and logging purposes only, and should not be displayed to the cardholder. This message does not constitute a human-readable representation of F39 Response Code.	HRM	anps ..64	0110, 0210, 0230, 0310: O
Settlement Batch Identifier	The identifier of the settlement batch into which the transaction is allocated for clearing, if any.	SBI	n 6	0110, 0210, 0230: O
Void Transaction Reason	Not supported.	VTR	Not supported.	Not supported.

Message Reason Code

Note that these codes are a subset of those Message Reason Codes defined in the ISO8583-2 standard.

Value	Description	MTI	Message Types	Notes
Reason for Advice (transaction accepted offline)
1003	Card issuer unavailable	0220	Offline-Accepted Payment Advice Offline-Accepted Credit Advice	To be used only when all of the following are true: Initial Pre-Authorisation, Payment or Credit Request has failed (timeout, link or system error only). Initial request has been reversed. TNS, merchant, acquirer and issuer support offline acceptance of the transaction. ICC indicates the transaction may be accepted offline. An advice specifying this value will not refer to any previous transaction.
1004	Terminal processed	0220	Completion Advice (Pre-Authorisation) Void Advice	To be used for all Financial Transaction Advices preceded by an approved Pre-Authorisation.
1005	ICC processed	0220	Completion Advice	Not supported.
1006	Under floor limit	0220	Completion Advice	Not supported.
Reason for Request (transaction taken online)
1503	Terminal random selection	0100 0200	Pre-Authorisation Request Payment Request Credit Request	Not supported.
1504	Unable to read/process ICC Data; Magstripe fallback	0100 0200	Pre-Authorisation Request Payment Request Credit Request	Use when F-22 Point Of Service Entry Mode begins with “80”
1505	Online forced by ICC	0100 0200	Pre-Authorisation Request Payment Request Credit Request	Not supported.
1506	Online forced by card acceptor	0100 0200	Pre-Authorisation Request Payment Request Credit Request
1508	Online forced by terminal	0100 0200 0300	Pre-Authorisation Request Payment Request (Payment/Completed Pre-Authorisation) Void Request Balance Inquiry Request Credit Request PIN Change Request
1509	Online forced by card issuer	0100 0200	Pre-Authorisation Request Payment Request Credit Request
1510	Over floor limit	0100 0200	Pre-Authorisation Request Payment Request Credit Request	Default (when floor limit is 0)
Reason for Reversal
4002	Suspected malfunction	0420	(Pre-Authorisation) Reversal Advice (Payment) Reversal Advice (Credit) Reversal Advice	Terminal or Gateway internal error
4021	Timeout waiting for response	0420	(Pre-Authorisation) Reversal Advice (Payment) Reversal Advice (Credit) Reversal Advice

CVM Used

Value	Description	Notes
00	None	No CVM rules are compatible with the terminal (cardholder verification cannot be performed), or no cardholder verification is required.
01	No CVM	CVM List is not present (e.g. Magstripe fallback), or empty (no CVM rules present); cardholder verification cannot be performed.
02	Offline PIN	PIN verified by terminal.
03	Mobile / Consumer Device CVM	Cardholder verified by their device (e.g. mobile phone or smart watch), using device-specific method(s).
04	Online PIN	PIN verified by acquirer/issuer.
07	Signature	Signature was captured from the cardholder.

Merchant Choice Routing

Value	Description	Notes
0	Not Enabled	Transaction will be routed via card scheme network in accordance with Gateway configuration only. Do not specify MCR Application Identifier in conjunction with this value.
1	Enabled	Transaction will be routed via merchant- or terminal-preferred network, if supported. Specify MCR Application Identifier in conjunction with this value, if known.

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