F-39 Response Code
Description
This field contains a value that describes the result of the previous related request. The value will indicate if the request was approved or declined, and should be used by the terminal to determine any subsequent actions to be taken (including communication with the cardholder).
This is a fixed length field of two alphanumeric characters, encoded in ASCII.
Attributes
an 2
Format
Value | Description | Terminal Action | Notes |
00 | Approved | Approve |
|
01 | Refer to card issuer | Decline |
|
02 | Refer to card issuer, special condition | Decline |
|
03 | Invalid merchant | Decline |
|
04 | Pick-up card | Decline |
|
05 | Declined | Decline |
|
06 | Error | Decline |
|
07 | Pick-up card, special condition | Decline |
|
08 | Honour with identification | Approve | For attended terminals only: message should be reversed (if applicable) if cardholder cannot be identified by operator. |
12 | Invalid transaction | Decline |
|
13 | Invalid amount | Decline |
|
14 | Invalid card number | Decline |
|
15 | No such issuer | Decline |
|
17 | Customer cancellation | Decline |
|
19 | Re-enter transaction | Decline |
|
20 | Invalid response | Decline |
|
21 | No action taken | Decline |
|
25 | Unable to locate record | Decline |
|
30 | Format error | Decline |
|
33 | Expired card, pick-up | Decline |
|
38 | PIN tries exceeded, pick-up | Decline |
|
39 | No credit account | Decline |
|
40 | Function not supported | Decline |
|
41 | Lost card, pick-up | Decline |
|
43 | Stolen card, pick-up | Decline |
|
46 | Identification required | Decline |
|
51 | Insufficient funds | Decline |
|
52 | No check account | Decline |
|
53 | No savings account | Decline |
|
54 | Expired card | Decline |
|
55 | Incorrect PIN | Decline |
|
56 | No card record | Decline |
|
57 | Transaction not permitted to cardholder | Decline |
|
58 | Transaction not permitted on terminal | Decline |
|
59 | Suspected fraud | Decline |
|
61 | Exceeds withdrawal limit | Decline |
|
62 | Restricted card | Decline |
|
63 | Security violation | Decline |
|
75 | PIN tries exceeded | Decline |
|
91 | Issuer or switch inoperative | Decline |
|
92 | Routing error | Decline |
|
93 | Violation of law | Decline |
|
94 | Duplicate transaction | Decline |
|
95 | Reconcile error | Decline |
|
96 | System malfunction | Decline | An unexpected error occurred. |
G0 | Invalid message data | Decline | Terminal message contains invalid data.
|
G1 | Message security error | Decline | Failure to perform successful message decryption/encryption using P2PE or other security scheme.
|
G2 | Message MAC error | Decline | Failure to verify message MAC.
|
G3 | Transaction failed - host not contacted | Decline | Request could not be processed and sent to host (possible terminal or gateway misconfiguration). |
G4 | Transaction association error | Decline | Subsequent Terminal message could not be matched to an original, or the subsequent message could not be accepted given the current state of the original. |
G6 | Gateway timeout | Request: Decline, Reverse Advice: Repeat | Gateway did not return a response to the switch in the allocated time.
|
G7 | Host not available | Request: Decline Advice: Repeat
| Request could not be processed due to failure to connect to host.
|
G8 | Host timeout | Requests: Decline Advices: Repeat | Host did not return a response in the allocated time.
|
G9 | Host error | Decline | Host response could not be parsed for unknown/other reason.
|
H0 | Insert card | Decline | Host demands that card be inserted (or alternative workflow be performed) before reattempting request. |
H1 | PIN required | Decline | Host demands that PIN be provided when reattempting request. |
H2 | PIN change required | Decline | Host demands that PIN be changed (or set) prior to reattempting the request. |
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- F-39 Response Code